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About Trycera

Welcome to Trycera Financial, Inc. where we are dedicated to helping people from all walks of life who, for one reason or another, are under financial stress. Like some 10% of the U.S. population, perhaps you’ve lost your job. Or, like millions of others, you’ve had some sort of credit challenges arise. In this credit based world, bad credit — or NO credit — is often at the root of this paralyzing stress. To complicate things even more, we don’t get the proper education or have the tools necessary to manage our finances. Without good money skills or a good credit score, achieving Wealth is Impossible! Our Company’s mission is to give you, the consumer, the tools and education necessary to easily manage your money, access credit, and build wealth!

A leading provider of personal finance management tools designed to assist in getting ones money in order.

A leading provider of credit enhancement services designed to assist millions of people missing out on the benefits of credit based loans.

A leading provider of education in wealth building services designed to help consumers who are seeking to eliminate debt and acquire assets!

Stress & Worry Free - In Three Simple Steps!

Our Services

With our financial expertise, industry knowledge, and simple (but effective) financial tools, we help almost everyone.

Money Management

Stop living Paycheck to Paycheck! Set up a Personal Budget in 30 minutes or less and relieve a Lifetime of Money Stress. Many people think they need to make more money, but once they set up their budget, in most cases they just need to change their spending habits. 

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Credit Management

Maximize your Credit Potential! Government Studies show as many as 1 in 4 Americans have errors on their credit reports. In addition, many of the payments you make each month are missing from your credit file and you don’t even realize it. Items such as rent, insurance, utilities, daycare, etc. DO NOT get reported to the credit bureaus and are required by law to be considered when applying for a loan.

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Wealth Management

Eliminate Debt & Accumulate Wealth! Once your Finances are in order and your Credit File Maximized, our SimpleWealthSteps program helps you eliminate any debt and begin to build Wealth! You will be personally coached each week on creating new habits and implementing Simple Steps designed to help you begin to accumulate Wealth.

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OUR CLIENTS

Testimonials

  • Thank You Trycera! After being turned down by 6 different banks for an auto loan, I went thru your program and was finally able to purchase a $70,000 Work Truck at a 0.9% Interest Rate! WOW, can’t wait to tell all my friends about YOU!

    Norm H. Brush Prairie, WA
  • Working with Trycera has been wonderful; they have helped me in such a big way that I can honestly say has changed my perception of credit as a whole. The people at Trycera personally helped me realize my true potential.

    Leidy Z. - Clifton, NJ
  • Growing up I think many women dream about becoming a wife and a mom. I have been blessed to have a great husband and 5 wonderful children. As a military wife, it is sometimes hard to keep everything in line, but I am very grateful for having been able to work with Trycera and their entire staff.

    Alexa C. - Prospect Park, NJ

Thank You Trycera! After being turned down by 6 different banks for an auto loan, I went thru your program and was finally able to purchase a $70,000 Work Truck at a 0.9% Interest Rate! WOW, can’t wait to tell all my friends about YOU!

Working with Trycera has been wonderful; they have helped me in such a big way that I can honestly say has changed my perception of credit as a whole. The people at Trycera personally helped me realize my true potential.

Growing up I think many women dream about becoming a wife and a mom. I have been blessed to have a great husband and 5 wonderful children. As a military wife, it is sometimes hard to keep everything in line, but I am very grateful for having been able to work with Trycera and their entire staff.

The Trycera Team: Experienced Industry Professionals

Executive Team

Trycera has placed significant emphasis on recruiting uniquely qualified, highly skilled professionals. As the personal financial management and credit card industries continue to grow and change, Trycera strives to maintain the lead in providing quality and user friendly consumer products and education. By working together and using our vast knowledge, experience, and expertise,  the Leadership Team at Trycera will help change the direction of this stagnant economy.

Ray Smith

CEO

Carl Giese

Vice President of Credit Services

Steve Rowe

Vice President of Operations

Matthew Richards

Director

Hector Alvarez

Vice President of Online Marketing

Shampa Mitra-Reddy, Esq.

Vice President of Business Development & General Counsel

Gain Control of your Spending, Maximize your Credit Potential, and Accumulate Wealth!

Career Opportunities

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Trycera offers work from home opportunities that are custom tailored to your schedule and lifestyle. We are looking for highly motivated, skilled and responsible agents to work directly with customers.

Press Releases

The System is Broken

A Federal Trade Commission study of the U.S. credit reporting industry found that five percent of consumers had errors on one of their three major credit reports that could lead to them paying more for products such as auto loans and insurance.

Overall, the congressionally mandated study on credit report accuracy found that one in five consumers had an error on at least one of their three credit reports.

“These are eye-opening numbers for American consumers,” said Howard Shelanski, Director of the FTC’s Bureau of Economics. “The results of this first-of-its-kind study make it clear that consumers should check their credit reports regularly. If they don’t, they are potentially putting their pocketbooks at risk.”

Investor Relations

Trycera is a publicly traded company dedicated to helping any and all who are under financial stress, and in need of the proper tools to manage their money, to access credit and to build wealth.