Tune in to Ray's most recent interviews and podcast features — expert perspectives on business credit, funding strategies, and the real-world issues shaping today's business environment.
Ray A. Smith joins the Capital Code podcast to break down the hidden barriers between business owners and the funding they need — covering business credit profiles, lender strategy, and the real code to unlocking capital access.
▶ Watch on YouTubeFull episode video
coming soon
Ray shares his journey and expertise on the Humans of Growth podcast — exploring the human side of business funding, the stories behind capital access, and what growth really looks like for today's entrepreneurs navigating today's lending environment.
Video Coming SoonAn in-depth conversation on what business owners must understand about their financial profile before they ever approach a lender — covering the steps that separate approved from denied, and how to position your business to win.
▶ Watch on YouTubeRay A. Smith shares the exact framework business owners need to access capital — covering business credit profiles, lender evaluation criteria, and the step-by-step process for becoming Funding Ready™ before applying for a loan.
With over two decades of experience in financial services and fintech, Ray A. Smith has become one of the most recognized voices in business credit and funding strategy. His work spans credit counseling, capital access education, and the development of Funding Ready™ frameworks for entrepreneurs at every stage of growth.
As the Founder and CEO of Trycera Financial, Inc. — established in 2004 — Ray has helped thousands of business owners understand, navigate, and succeed in the complex world of business funding.
Interested in featuring Ray A. Smith on your show? Get in touch to discuss scheduling.
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